7 Loving Terrace
Palmyra, VA 22963
$384,999
Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook.
The first floor also offers a formal dining room, a dedicated home office or play area with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower.
Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom.
Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed—perfect for gardening, entertaining, or simply relaxing outdoors.
As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.
| Listing Id: | 2627069 |
|---|---|
| List Price: | $384,999 |
| Property Type: | Residential |
| Property Sub Type: | SingleFamilyResidence |
| Status: | Active |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 1 |
| Living Area: | 2,047 |
| Association Fee: | $1,494 |
| Tax Annual Amount: | $2,362 |
| Lot Size Acres: | 0.41 |
| Architectural Style: | TwoStory |
| Waterfront?: | No |
| City: | Palmyra |
| Subdivision: | Lake Monticello |
| Postal Code: | 22963 |
| Year Built: | 1997 |
| Above Grade Finished Area: | 2,047.0 |
| Appliances: | ElectricWaterHeater |
| Association Fee: | $1,494 |
| Association Fee Frequency: | Annually |
| Association?: | Yes |
| Attached Garage?: | Yes |
| Basement Yn: | No |
| Bathrooms Total Integer: | 3 |
| Building Area Source: | Assessor |
| Community Features: | BasketballCourt, Beach, BoatFacilities, CommunityPool, Golf, Gated, Lake, Marina, Playground, Park, Pond, Pool, PuttingGreen, StreetLights, SportsField, TennisCourts |
| Construction Materials: | Block, VinylSiding |
| Cooling: | Electric, HeatPump |
| Cooling?: | Yes |
| Disclosures: | FamilialRelation, OwnerIsListingAgent, ExemptDisclaimer |
| Door Features: | FrenchDoors |
| Elementary School: | Central |
| Fencing: | Fenced, Full, Wood |
| Fireplace Features: | Gas |
| Garage Spaces: | 2.0 |
| Garage?: | Yes |
| Heating: | Electric, HeatPump |
| Heating?: | Yes |
| High School: | Fluvanna |
| Interior Features: | BedroomOnMainLevel, BreakfastArea, SeparateFormalDiningRoom, EnSuiteBathroom, FrenchDoorsAtriumDoors, FullBathOnMainLevel, GraniteCounters, HighCeilings, JettedTub, BathInPrimaryBedroom, MainLevelPrimary, WalkInClosets |
| Levels: | Two |
| Listing Agreement: | ExclusiveAgency |
| Living Area Source: | Assessor |
| Lot Size Area: | 0.41 |
| Lot Size Units: | Acres |
| Middle Or Junior School: | Fluvanna |
| MLS Area Major: | 228 - Fluvanna |
| Original List Price: | $384,999 |
| Ownership: | Individuals |
| Ownership Type: | SoleProprietor |
| Parcel Number: | 3769 |
| Parking Features: | Attached, DirectAccess, Garage, GarageDoorOpener |
| Parking Total: | 2 |
| Pool Features: | None, Community |
| Possession: | CloseOfEscrow, Negotiable |
| Property Condition: | Resale |
| Roof: | Shingle |
| Rooms Total: | 10 |
| Security Features: | GatedCommunity, SecurityGuard |
| Sewer: | PublicSewer |
| State Or Province: | VA |
| Stories: | 2 |
| Stories Total: | 2 |
| Tax Assessed Value: | $349,100 |
| Tax Year: | 2024 |
| Water Source: | Public |
| Year Built Details: | Actual |
| Property Sub Type Additional: | SingleFamilyResidence |
| County Or Parish: | Fluvanna |
| Below Grade Unfinished Area: | 0.0 |
| Water Heater: | Electric |
| Country Subdivision: | 51065 |
| Record Signature: | -790,738,705 |
| Universal Parcel Id: | urn:reso:upi:2.0:US:51065:3769 |
| Fireplace?: | Yes |
Listing Courtesy of: Great South Realty, Inc.
434-414-4727
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All or a portion of the multiple Listing information is provided by the Central Virginia Regional MLS, from a copyrighted compilation of Listings. All Central Virginia Regional MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional MLS. All rights reserved.
Central Virginia Regional MLS data last updated on October 08, 2026 05:11 PM - ET
Property Last Updated: October 08, 2026 05:11 PM - ET
